In this episode of the Hurdy Gurdy Travel Podcast, host Justin Vacula chats with travel & miles and points enthusiast Ronnie Dunston.
Ronnie, a visitor of 108 countries, explains real-world strategies for traveling more (and spending less) using credit cards, airline miles, hotel points, and loyalty programs.
Ronnie shares what actually works for booking award flights, earning faster with the right cards, and keeping it organized when you’re managing multiple accounts, player two, or family travel.
We also talk about the reality of flying with kids (economy vs. business), using perks like Fine Hotels + Resorts credits, and how meetups and community can accelerate your learning curve in the points and miles game.
If you’re trying to travel more in 2026 without blowing your budget, this one’s packed with practical tips.
Subscribe for more travel hacks, points & miles strategies, and trip reports.
Topics covered:
Points and miles basics (and how to scale them)
Credit card rewards strategies that actually move the needle
Booking award seats and international flight planning
Family travel: keeping accounts organized and maximizing value
Economy vs. business class with kids
Luxury stays using hotel points + perks
Fine Hotels + Resorts credits and how to use them well
Why travel meetups and community matter
Chapters
00:00 Introduction to low-cost travel with points and miles
00:59 Upcoming meetups and social media updates
01:47 Introducing Ronnie Dunston
02:07 Travel stories and experiences
03:24 Points and miles strategies
05:49 Credit card strategy and maximizing rewards
25:12 Family travel tips and managing multiple accounts
28:44 Flying with kids: economy vs. business class
30:17 Booking strategies for international travel
31:42 Maximizing points and miles for luxury stays
36:50 Using Fine Hotels + Resorts credits
46:58 The value of travel meetups and community
49:46 Final thoughts and upcoming events
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Rough Transcript:
Travel at low cost with points and miles. Credit card rewards bring the smiles. Many adventures tales to be told, make and save money, the world will unfold.
Fight the war on happiness. Pick up the gold. Hurdy Gurdy Travel Podcast breaks the mold.
You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you make money, save money, and travel the world at next to no cost with credit card points, miles, benefits, and loyalty programs. Ronnie Dunston joins me today to talk about his experience with points and miles, his journey to now 108 countries at the time of recording
january 5th, 2026, and family travel. Visit [00:01:00] meetup.com/PhillyMilesAndPoints to RSVP for monthly Greater Philadelphia Travel Credit Miles and Points meetups I host in Willow Grove, Pennsylvania. The next 2026 meetups are January 11th, February 22nd, and March 22nd. Find a link in the show notes for more content between shows.
Follow Hurdy Gurdy Travel Podcast on Facebook and x. Follow Justin Vacula on Instagram. Subscribe to Hurdy Gurdy Travel podcast on YouTube for daily content, including travel videos, podcast clips, and posts. Find more information including select episode transcripts at HurdyGurdyTravel.com. On with today’s episode recorded, January 5th, 2026.
Welcome to the podcast and happy new year, Ronnie Dunston. We’re not saying 20 25, 20 26. I been New Year, Justin. Yeah. Today is actually my fraternity. I’m in a fraternity. Today’s my founder’s day, so it [00:02:00] is even better. That was, we’re rolling on today. 115 years. Founded in 1911, so it’s a cool day right now for me.
How was your crew? Was everything was great. Yeah. Margaritaville at sea, exceeding expectations, that’s for sure. It was a nice December with travel to Las Vegas Classic travel and. I met you there at the Zork Fest conference, past podcast Guest Brooke from Card Pointers introduced me to you. Yeah. Yeah.
Brooke is great people, so I actually need to have her, my have around with my group. We need to schedule something. We’ll probably do it sometime this week to schedule it out for next week. But yeah, good peoples for sure. Great meeting you as well. Finally in, in person. I’ve seen you online. I feel like Zork Fest.
Didn’t we meet Chicago seminars first? Ooh, yes. In Chicago as well. The circuit, the time is passed. Yeah, that’s right. It went from September, October to now. It’s the new year. Speaking of me being online, can you tell listeners at the start where to find you? I [00:03:00] know you have a pretty active Instagram page, for example.
Yeah, so my Instagram is my name Ronnie Dunton. R-O-N-N-I-E-D-U-N-S-T-O-N. I’m sure you’ll post it. But Ronnie, Dustin is the easiest way. And then we have a website road hundred countries.com road to 100 countries.com. Yep. And now 1 0 8. So let’s go back in time a little bit. How did you get started in the miles and points?
My wife and I, we used to travel on just deals like any type of deals that go to Mexico, The Bahamas. We was Caribbean out. This was back in before she was my wife, actually was my girl. Then back in 2012 actually, is when we were traveling a lot. 20 11, 20 12.
We’ve been together since 2007. She was like, aren’t you tired of going to the Caribbean? I was like, yeah of course. Let’s go see more. And I was like, all right, let me look it up. I said, about 195 countries, let’s just do half of them. And that’s what came with the whole like. [00:04:00] 100. It was before the whole Drake song, zero 100.
That became my theme song. Later though, I started looking up travel and I was like, bitch, this is explicit. I was like, we have this. There has to be a different way or a better way to make this affordable. I just started getting to the points of miles. I know the point guy. I had looked him up, Brian back then back in 2013.
I don’t know if he was around, but I was looking up, I think he was around, I was looking up podcasts and things of that nature. People were like upselling everything. They wasn’t giving me much. I started dive deep diving on my own and just being from Jersey, just that always tell people that hustle mentality.
I just was like, that has to be a better way. And that’s when I started getting into points. I started off with Hilton first. When I was looking up the plans, it was Hilton and Marriott I saw was the most. Around the hotels. I know a lot of people in the points and miles are all into Hyatt, Hilton and Marriott stood out for me and it was easier to get status with the cards at the time and started hitting the ground running.
And I think from 2013 to [00:05:00] 2018 took us five years, we hit a hundred countries. And to this day, from 2013 to now, I haven’t paid for a hotel now in about 12 years now. So what I’ll tell people, ’cause it’s 2026 and we already have 2027. 2026 booked. We haven’t paid for a hotel since then. And flight wise, when we were doing the points of miles before, when we were doing a road to 100, before we had kids, I would say, so my threshold was if it was above six 50, we would use points or use miles in this case, and if it was below six 50, we’d pay out of pocket.
So that was a game then. But now for the last six, now, this would be seventh year. We’ve only flown the business in the first class with our kids and we haven’t paid for any flight. They’ve all been through points using, and just paying for taxes pretty much. You learned that the answer to everything was indeed more credit cards?
Oh, absolutely. I remember it was Chicago Seminars. I remember you telling us about your, trials and tribulations with cards, [00:06:00] and I have about 40. I dropped all of my, I had 16 Amex business platinums. I actually just cut them all off. I’m actually gonna look into I’m waiting back, wait it out a little bit, see if I can get another bonus offer.
But I had those, I was definitely using the $200 airline fee credit, put it in the United Travel Bank. I had over like $26,000. I was using that with all those cards, but definitely more cards. More cards in terms of signup bonuses, things of that nature. But. I use the same top 10 cards I have.
I use the same cards all the time. It’s just getting sign up bonuses or sometimes, like right now it’ll be employee cards. I’m sure you’re familiar even do that. The employee cards to get bonuses. That’s definitely the name of the game is more cards and do the sign up bonuses for sure. And we’ve talked about saving a lot of money on travel.
Points and miles. Also changing the travel experience, making it a lot better as well. [00:07:00] Better accommodations, better flights, dining credits, and much more. Absolutely. For me, we’ve saved, I’ve saved probably over a million dollars for sure. Especially some of the upgrades. So I, I’m one of those. I think I now I’m about 8 million.
At one point I had 10 million Hilton points, so I’m at 8 million now. Because I, I occur about 3 million points every year. So with Hilton alone, even though I have so many points, people like, why do you have so many points? I was like I use them though. I do. I definitely use them. ’cause we travel six to seven times a year, even with the kids now.
But six, seven, I booked standing rooms with the kids. Oh. Oh, it’s the six, seven, as the kids would say. Six. Yeah. Yeah my daughters just say that all crews, I’m like, you don’t even know what it means, man. They’re five and, well, six and three now with Hilton. I always book Standard Room to get that fifth Night free and then I’ll send in like an email template to get free upgrades.
But now I’m Diamond, I’m Lifetime Diamond now, so [00:08:00] with Hilton. So that’s been like my go-to in Lifetime. Platinum Marriott, hotel statuses, airline statuses, lounge access. Definitely a big fan of the lounges. I really like the Chase Sapphire Lounge in Philadelphia. Oh, nice. Haven’t been to Philly yet. One of the ones that sticks out for me is the
the Delta one in JFKI love it. And it, it definitely surpasses the, I used to go to the ion all the time. The Capital One lounge in Vegas is pretty nice. It was decent, but I, to, to me right now between like the best ones, I would say the best three for me is gonna be Emirates and Dubai Turkish Airlines business in Istanbul.
And then Delta one and JFK right now for me, Delta one for. For US right now. Right now, I haven’t seen ’em all yet. Some people hearing about this, oh, 40 credit cards, 50 credit cards get intimidated and they think they can’t do it. I usually suggest, Hey, just start small. What is usually your advice for people just starting who might be intimidated by this?
[00:09:00] Definitely, like you said, start small, but also don’t jump into cards just because you see like a podcast or. Influencer or content creator, whatever, suggest in a particular card because you also have to look at, one, how you spend where you live at, know your hubs that you live in. If you’re gonna if you live in Atlanta, you probably got a Delta card.
’cause that’s a Delta hub. If you live in Chicago, probably have a United card because that’s United Hub. Know the hub that you live in, the type of travel you wanna do, and start small. Like one of my cards that I use the most. Not my favorite card, but I use it the most. It’s the Capital One, venture X and the Capital One, venture X or Capital Venture.
I always tell people, just get the X because you get the $300 credit makes about the same price anyway, but the Capital Venture card gives you two points in a dollar on all categories. So a lot of people, oh, I don’t know which categories to do. I’m like, listen, get this card for if you do anything, get this one card and just use it for everything.[00:10:00]
Eventually one, you’re gonna see all these points grow just from your spending, but then you’ll start getting into, you know what, oh, I could get more points using the Amex gold at restaurants, four points on a dollar. But a lot of times you have to see points build first and then you realize oh, I’m leaving points on the table.
Even though you should start off that way. A lot of times, again, it’s intimidating having multiple cards or thinking they have to have 50 cards. 50 cards is when you get addicted, when you like us, when you get to that point, no, well see passion and addiction. I always tell people that one at a same depend on, it’s just a good, it’s a healthy amount of credit cards.
Yeah. Yeah. That part for sure. A typical person, let’s say they say somebody comes to me and say, Ronnie, I just want to travel once or twice a year. F free on points or are essentially fre on points to solve it. Always like to say essentially free. You can do that on your normal spin. You can do that on a couple cards.
You don’t have to have multiple cards. Firstly, if you’re fine with finding the economy because the economy, you [00:11:00] can catch a lot of deals, 15,000 miles one way type stuff. So I tell people it’s very doable when you talking one or two trips first, if you’re not doing that much to begin with.
Now, if you’re not doing one or two trips a year now, and that’s what you’re just looking forward to, it’s easy to do. But then once you, and this is how you get ’em in. Once they do it and they realize how easy it is, they’re just like, oh, let me make this three trips. Got another pork, then want another one.
Exactly. And then, it becomes a, that’s what you say, a healthy healthy habit. Healthy habit. A passion, a healthy habit, passionate habit. There we go. It’s very doable. I have about, I have now a community, ’cause once I got into it, it was just me and my wife just doing it. And then, the Shade Room reposted us when we hit a hundred country, which was crazy ’cause I never tagged them and now I tag ’em all the time and they never repost.
But somebody must have mentioned or paid to them or something. But when we hit a hundred country back in 2018, they reposted us. And then [00:12:00] my ig, that’s how my IG flooded. Like it just got big. Oh, viral all of a sudden, man. Yep. And I didn’t even have a course, so like I have a system now, whole thing.
I have about 2000 members now, so now I have. Multiple people like doing this, they’re doing the same. ’cause I just created a blueprint. I’m like, Hey, just follow. If you can follow direction, you can do it. So X marks the spot with the venture X. That, that part, it’s definitely something that anyone newbie just don’t die right in and try to get every card that you can.
Start slow, that Venture X is a great card to start off with because you’re not thinking about, oh, I didn’t use this card to get four points on a dollar. I didn’t use my platinum to get five points on a you’re not thinking that. You just know look, I’m using this card for everything. And those points build up and that signup bonus plus additional points that you do, just, I’ll say spending six months, there’s your trip right there.
And a lot of people see that and then they’re like, okay, I wanna learn more. And then you start building on from there. Yeah, and shifting expenses you already [00:13:00] have maybe something like estimated taxes, auto insurance, medical people sometimes get intimidated, oh, I don’t know how I’d spend 5,000 in 90 days, but most of the time I talk people through and see what kind of expenses they have.
Oh yeah, that makes sense. And you can use your car, like you were saying, the taxes. I, a lot of people don’t know, like with the mortgage, you can take out the taxes. I pay my taxes every year at the beginning of every year with my business blue, just once it was done on my personal. And two, I’m getting two points on a dollar at minimum.
So I tell people, I’m like, everything you these days now, almost everything is turning into to a credit card that you’ll be able to use. Even Built, built, we already actually next month, they’re changing. They’re moving away from Wells Fargo and now you’ll be able to pay your mortgage. Even with Bill, I’ve been paying my mortgage with a card for a couple years now.
Even when before built, got started, little tricks there and there, but now built is the easiest way even. A-M-X-A-M-X. American Express has a rewards checking account. It’s not one point per dollar [00:14:00] per se, it’s a half a point per dollar, but it’s better than nothing is. Always tell people like, they’re like it’s only half a point per dollar.
I’m like, what are you getting now on your mortgage? Nothing. So you’re getting zero. United debit card I’ve been using too. That’s been a recent thing. So trying to get something back on things that I have to have. On debit or use a checking account that don’t accept credit cards. So it’s looking at ways to optimize what you’re already doing and then introducing new ideas for maybe creative spend as Zork Fest.
I talk a lot about the online gambling. People talk about reselling some business expenses, lots of different ways. Some people even talk about, oh, I am working as. A nurse and I get reimbursed for my travel from my business. I can expense meals and get reimbursed for that, and that’s a pretty easy way to hit some signup bonuses and generate spend.
Definitely. There’s so many ways out there, just Wells Fargo alone, like almost every bank now is trying to offer like some type [00:15:00] of point. I tell people like, look, if you’re, think about it, your banks right now are trying to offer you point some. Of course it’s not as a horrible redemption as far as going through their portals, but the fact that they’re offering it should tell you that’s the wave that it’s going towards.
That banks are now offering you points where you can accumulate points on their account and book through. Their portals may not be the best, but when people don’t know, they don’t know. So they just do it they do what they think is convenient for them. That’s out there, but there’s definitely more options.
Transferring points directly to airlines is definitely the number one for me and not going through the portals, even a MX or Chase, it’s always direct for me, but when I’m booking, flights, reward flights, some interesting opportunities as a lot of my travel has been more deal focused, where I saw a Chase transfer bonus to Air Canada, and I also saw that Air Canada had some really, really discounted flights.
Out to Poland in business class. So I didn’t anticipate flying Air Canada or using Air Canada [00:16:00] points to go to Poland. It was lot Polish Airlines, but it was a really affordable points trip with a transfer bonus, a low rate. I found myself in Poland and that was something different. It was a great experience.
And I know you’ve been in many countries in five years. I’m sure you have stories as well. Oh yeah, yeah, for sure. I, we’ve been to Poland as well. Poland’s good. Good. I just actually saw a deal, the fact that you said that 25,000 points to Dublin one way on United. They just did a deal. Now, if you have the united, if you have any of the United cards you can book, it was today actually that you can book 25,000 miles one way to Dublin and Ireland is, Ireland was actually our 99th country and I love Ireland.
I, I was like, I was looking at oh, maybe, let me see if I can do that. ’cause I haven’t taken my daughters yet. So I was looking at that deal as well. But for us. Some of our memorable countries that we’ve gone to. My wife, she loves Maldives, but I think she just loves Maldives because it’s just the [00:17:00] serene and luxury and pretty much like I’m Gilligan Island ’cause you’re on the island.
And that’s that. We’ve stayed at, I think we’ve been to, yeah, Maldives four times. So we’ve stayed at like properties like Waldorf, Astoria, Maldives, Conrad St. Regis, and Ritz Carlton. Those are the four properties we stayed at. But Maldives is one of her favorites, my favorite. We’ve been to five times. It’s more the city.
UAE is Dubai. I just love glitz and glamor and so many things you can do. Dubai, I’ve skydived three times now in Dubai, so for me, Dubai is one of those. But in terms of like where people just want to broaden the horizons and they’re money stretched further, I love countries in Asia, but two that stick out for me is gonna be Indonesia and Thailand.
Money goes, the US dollar goes. I think in Thailand it was, when we went, it was like 30 to one. I don’t know what the exchange rate now is, but I haven’t seen it lower than 28 to one. And then, America still loves math. Indonesia was [00:18:00] about 18 to one. So definitely those are two countries. I would suggest anybody like, Hey, definitely check out Thailand to Indonesia if you can.
Especially if you’re worried about cost. I tell people like, you’re, once you get there. Money was stretched like crazy in that those destinations. So how do you go about figuring these international flights? People struggle with the transfer partners. Which points do I use? Which airlines do I take?
How does this all work? Can you walk us through that? I love international carriers much more than, uh, domestic carriers for me. One because of redemption rates like home airlines, like Singapore Airlines and Emirates Airlines. So it is not too high. The tax are high in Emirate, but even with Singapore, it’s a set rate.
I’m gonna spend, they have two rates, business saver and regular Delta, if I’m, ’cause we fly through the thing. Gus, my wife and I, we both work for the government. So we traveled a lot during the federal holidays because we travel during the federal holidays, it’s [00:19:00] much more expensive.
But when it comes to points, it’s not. And then if you travel with Delta, United, those points fluctuate because of the season. Whereas international carriers, it’s kind of set rate. And I love that because a lot of the international carriers, they don’t have, their patrons, don’t have credit cards.
That’s like a, that’s a US thing slash UK thing where we can get credit card and have that opportunity to earn points. So for me, I love international carriers the best. I always look at. The transfer of credits like you were talking about in Canada. I did that as well. I did the one with Virgin Atlantic as well.
And the recent one that they just had with Qatar, but no British Airways. A Qatar, which, one and the same, you could transfer, convert to points from British Airways and Qatar using Navy is Avios now. So Qatar does Avios points. They’re part of Avios team now. So I always transfer anytime there’s a bonus offer, transfer offer to Bridge Airways, I transfer it not with the.
Thought of using British Airways though, but actually using Qatar. ’cause I just [00:20:00] swap ’em over to a Qatar so I can use it on, I like, we love Q Suites. Q Suites is one of our favorites. Guitars Q Suites, business class, and then I would say Emirates Business, but I don’t like the taxes now, like way too high.
But for us, we use things like TT is one of my favorites now. The search engine that helps me find a worksheet. And what I like about CT O is that. You can put in multiple. We live in the northeast, we live in Maryland, but my wife is from New York and I’m from New Jersey. So we have seven airports at our fingertips, including Philly.
So for us, seats, arrow, I can put all seven airports in and then two or three destinations and boom, see which the cheapest route in business class and take it from there. So that’s one of the ways that I especially me looking for forward seat. I use seats arrow a lot, arrow s cts, dot. A ERO.
The other, the last one is Point. Yeah, so points and then [00:21:00] YEAH do.com. I know some people spell it YEA, but it’s YEAH and sometimes for me, the ones that I commonly use, like Qatar and Singapore, have been two that I’ve used the most a lot. We did fly Virgin Atlantics upper class and got the retreat seats too, going to South Africa, so they had to stop over in London.
So we did a two for one deal last year. When we did, we went to South Africa, but we also, we did Christmas in London and then South Africa for New Year’s. So we flew Virgin Atlantic. Don’t look in booking round trip with the same airline. So I always do one way, I’ll fly one way in one class, Qatar Q Suites or something, and then Singapore Airlines business coming back.
Because a lot of times, especially us flying during the holidays, a lot of times when you book. It could be keep going and trying to use the thing. We’re like coming back millions of points. If we’re going business, coming back, we will millions of points meaning for four people. So I always tell people, try to look at one way [00:22:00] deals.
Always do one way deals. If you can’t, even, if you can move around, like if you go to Asia, maybe you’re flying in. Like we, when we went to Asia, we flew to Shanghai, we did Shanghai, Hong Kong, and Beijing. But we did one way. So we went to. From coming back home, going there. We went to Shanghai first, or Hong, no, Hong Kong first and then coming home.
Then we came back from Beijing. Two different airlines that we used and then all the airlines in between. Always tell people, look at those options. If you go to Europe, how easy it is to move around Europe, it’s always good as well. You might get a catch a deal to London, but it’s a better deal coming from Paris back.
Just look at things like that. It’s the power of the flexible or transferable points rather than just being stuck in one program that you could take advantage of. These lesser rates, if you have the American Express membership rewards, the points with Capital One, the Chase Ultimate Rewards and some other currencies as well.
And Capital One is Citi as well. Those are mild [00:23:00] two, and then built Builts on come up Built is number five Now. You have the big number five. Yeah. You get the fact that built transfer to AA is a whole nother ball game because I, my AA miles, so American Airlines, AA Miles, I use for Q guitar a lot and iat because I, I don’t really, I don’t, I’m not a fan of aa, but American Airlines itself, but the fact that I can book itad and Qatar with it.
Qatar not so much for seats anymore. It’s always two. But itad, I’ve used, especially last minute. It’s great to use their redemption, their point redemption ’cause the tactics is way cheaper on American Airlines. Alright, some quick announcements, we’ll take a break and we’ll get back to the conversation here with Ronnie Dunston.
I’ll be speaking out and helping organize a frequent Traveler University event in Irving, Texas near the DFW airport. Join me May 1st through the third 2026 at the Nylo Las Colins hotel. By Hilton. For social events and educational sessions, [00:24:00] take a sales are live $200 for FTU members and $249 for non-members.
You can also grab an FTU annual membership for online courses, seminars, member perks, event discounts, and more. Use my affiliate link in the show notes for membership and conference tickets. This episode is also supported by card pointers. If you have multiple credit cards like me, card pointers automatically activates bank offers and knows which card to use For maximum rewards card pointers saves me time and money.
Use my link card pointers.com/herty gerdy travel for a discount on annual and lifetime plans. Finally, I host monthly travel and points meetups in Willow Grove, Pennsylvania. Our next meetups in 2026 are January 11th, February 22nd, and March 22nd. If you’re local or wanna make the trip, it’s a fun, casual way to talk point strategies, creative spending.
Meet like-minded travelers and share ideas. RSVP at [00:25:00] meetup.com/philly. Miles and points. In addition to monthly meetings, check for new social events. Back to the conversation with Ronnie Dunston. We’ve talked about getting started with miles and points, your travels, your memorable trips, and how about the family side of travel.
How have you navigated this booking seats for multiple people, traveling with multiple people and managing different credit card accounts? Yeah that was the biggest challenge. So for me, some of the things that I do, and this purely because I travel during the federal holidays, so with the kids being in school, we have to travel either in the summer to Christmas breaks to march the spring breaks.
So some things, a little tricks that I do is I will do where, so I, we have, my two daughters are six and three. So I’ll book two award seats on one account and then two award seats on my wife’s account, let’s [00:26:00] say. Yeah, I’m just throwing number out there. A hundred thousand points each one way in business, right?
I’ll book it in advance early and do two and two, and then I’ll put in an alert when it drops down in price drops down in points price. So when it drops down in points price, I’ll cancel one of our reservations and then rebook those two. So at least I’m getting half off. The reason why I don’t do all four is because a lot of times you’re not gonna find four ward seats at a cheaper rate, especially when the discount is usually one or two seats.
So it’s easier for me to split us. And if I find four, great, I’ll do it. But if it’s usually always two, so I’ll cancel. Let’s say my wife and my youngest daughter’s seat and then just rebook it and then at least I got a discount at that rate. I might have got the first one in a hundred thousand and the second one is only 50,000.
So those are little tricks that I do is booking. Splitting up the bookings four right now has been a magic number. I have no plans or we have not even just I, my wife is on [00:27:00] board. We have zero plans that have a third child, zero plans, zero plans. It’s much easier doing two and two, especially.
That’s another social security number though, I don’t know. Who’s sitting with the third child? My wife’s like you sitting here. And I’ll sit with the youngest so I’m sitting with some random no, it’s not happening. It’s much easier traveling with two and then outnumbering the adults.
So with family travel for us, of course, if you have more than two kids. One more power to you and two, just be more, more strategic with it. But award seats, if you’re traveling as a family, if you have no problem finding the economy, you can still find award seats, like economy seats with four plus so much, you can still find seats readily available when you find the economy.
So those, especially international, so I tell people with families like, oh, I have five people. I’m like, if you don’t mind finding the economy, you can definitely do it. It’s still possible. It’s when you start flying. We’re at this threshold, like now for us. I have this whole [00:28:00] thing that ’cause my daughters that’s being born have never flown in the economy.
They actually flew, I did a little post about it. They flew an economy just most recent when we went to Kenya. Thanksgiving last year in 2025 to see that. Now last year, ’cause we’re in 2026 now, right? So just a couple months ago, flying back from Kenya, from Turkish Air, we did Turkish Airlines. It was a deal that I got on you flying bookings through United, but it was operated by Turkish.
So Turkish Airlines from Nairobi to Turkey was business class, but from Turkey to where did we go? We went to London. London was, it was a four hour flight. Was no, from, yeah, I’m sorry. From Turkey. Yeah, Turkey to London was far like it was premium economy or whatever the case may be, right? It wasn’t business.
Okay. Not fast, not bad. But my daughters, I, I had a little PO joke with ’em lost you’re an economy. And they was like, what? But the good part, we was in the four seater. It was a big plane. Hey? Yeah. Yeah. Own role. She wasn’t fan too much though. But, that was the only time they’ve ever flown an economy since being born.
They’ve [00:29:00] literally only flown the first in business class. So that’s been our thing, finding business at first with children thinking live flat. And we always look for live flat seats unless it’s domestic, but NFAU if it’s domestic because we fly. When we flew to Vegas for Zork Fest where I met you, just, what was it, last month?
Last year? Yeah. A few months ago. Last year. November last year, right? Yeah. Technically right. We flew United, live flat heat because it’s a five hour plus. So that’s my wife’s thing. If it’s five hours or more, it needs to be live flat heat. It’s so easy and convenient. Sometimes you get cramped up just flying too long.
Adults get cramped up, but the kid, what’s crazy is the kids are short, like their feet don’t even touch the ground, but they get anti in the economies all the time, like moving around and it’s too tight. They got used to the bigger seats. Yeah, that for sure. The fact that we’re only traveling, you know now six to seven times a year.
We, we can do it like it’s possible now, when my wife and I were traveling, we used to travel every single month. So there was times we, the [00:30:00] economy it is, and we’ll just do it. But with the kids, I’m more strategic and the fact that we always traveled the same time, like always our Christmas, always on Thanksgiving, always on our birthdays and anniversary, and there’s spring break.
That’s pretty much our five, six times our six to seven times a year. I’m always booking in advance and that’s why a lot of times I’m booking international carriers ’cause they’re set rates. So only time you know you’re getting really a deal is when it’s the transfer bonus and that’s when, like you were saying when you talked about our Virgin Atlantic or No Air Canada, I hopped on it as well.
Anytime I see those bonus, like, all right, let me just hop on it because I know I’ll use it or figure out a country to go to that I can use it. And that’s where I, I use a make out. On the, uh, award redemption for four seats is using those transfer bonuses a lot and how far in advance, because some people might think, oh, I just wanna travel next month, the next two months.
But especially for the international and the business class, there’s usually limited [00:31:00] availability. So I actually booked like 11 months, like I’m looking right now that it’s January, I’m looking for next year Christmas where we’re looking at either doing Egypt. So I pick three destinations.
Australia, Egypt is two. And then I think we were talking about when Thailand is my third. And we’ll see like what redemptions are out there. And again, like I said, I’ll book two and two, split it up so that when it drops, ’cause that’s a great thing about using points and miles, is you can just cancel the flight and get all your points back.
A lot of times there’s some international carriers might. Be a small fee, $50, a hundred dollars. That’s peanut compared to paying outta pocket. Or not being able to cancel and get your money back. Or it only going as credit. I love that with points of miles. But I, yeah, I’ll book ’cause we know where we’re going.
Always. We book 11, like right now, our next trip is March. So March for spring break. We booked that last year, March. We’re flying Delta first class to Mexico. The Cabo. So we’re staying at that the Waldo story, [00:32:00] the one that everybody talking about, the Waldo historian Cabo. We’re staying there for a week for spring break for the kids, so great redemption there points as well.
And I originally, it is crazy ’cause it went up to 250,000 points a night now for Hilton. But I booked it, I have a lot of points and then I turned around and re-booked it with my free night certificates. Oh good. So you can hold it with the points canceled for free. And then use the certificates. Yes, it’s a nice time of the year.
I have two Aspire cards at the start of the year. I’m going to use my resort credits tomorrow. We’re recording on the fifth. I’m going to use them on the sixth, going to Lancaster, staying two nights, the two Aspire cards covering the room and food. And then I plan to downgrade to the Surpass spend on both the Surpass cards, pick up some more Hilton credits and more of those valuable free night certificates.
Yeah, I love those. We have, so between my wife and I have three and she has two. So we have five total and we use those free night certificates. [00:33:00] Some of our best redemptions will tell the audience is you can extend them. If you call they’ll do a two month, two to three month. And the highest I’ve gotten is the six month extension.
So the way I did it was one year, I think it was 20 22, 20, no, 2023. Stayed at both Conrad Bora. The Waldorf historian Maldives five nights heat using free night certificates, the five that we have, but extended to make it 10 10 in that use here. And that was like one of our biggest, best redemptions.
Oh, cool. Because those properties Waldorf story, Maldives is like $3,000 the ninth. Oh yeah. And then the Conrad Bo Ab Bora, we booked a standard roll and got a double upgrade. The first upgrade was to Overwater Bungalow, overwater Villa or whatever. So call it. Then the last three nights, which was actually on my wife’s so our anniversary is in April 22nd, and then her birthday is the 26th.
On her birthday, they upgraded us to the presidential suite. There’s only two of them at the Conrad [00:34:00] Boy board is apparently I think Kim Kardashian Stadium and stuff like that. A nominal proper property. It’s like $7,000 a night. Double decker like it’s two story. Villa, but it was phenomenal.
It’s all on my Instagram. Get game, Kim, you gotta use these free night certs. What are you doing? She’s like, I got the money. I’m like, yeah, I don’t, I got the searched, it’s all right. I’m gonna save my money. But yeah, that was one of our, I think our best two redemptions was for sure, Conrad Bora Bora and and the Waldorf story, Maldives and even that.
So a tip that I would say, and I didn’t get into that yet, but is stay with points.com. I use stay with points to find redemptions for me. So you can set it up where you can get a notification. And so for the Waldorf Story, Maldives, a tip that I do is if you go on Hilton and you choose, uh, flexible dates and only choose search for one night, this is for all the high end properties.
Wal Story Malice, Conrad Board, Wal [00:35:00] Story Cabo. Where you get the standard room rate, so you can use your free night certificate is you search one night and you do a calendar view and then you can just string along four or five nights that you know you can use these free night certificate. And that’s how I booked Conrad Bora as well as Waldorf Stewart.
My days was pretty much booking. What I did is I searched for one nighters first. ’cause if you do one week, 1.5 million points in a week, I’m like, what 1 million points? I was like, yeah, not happening. I got we at the time. ’cause they’ve all gone up this year unfortunately, but War on happiness.
Conrad, Bora Bora was 120 a night. Waldorf Astoria Maldives at the time was, I got it for one 50 a night. But then I used of course free night certificate. Like now I’m really using free nights s because maybe a future AMX setup of five surpasses upgrading to five aspires. Yep. Yep. For sure.
And then that’s the good thing with AMX is five is a magic number, but the reason why I have three [00:36:00] is ’cause I have Delta. ’cause they only give you five credit card slot. Credit card. Yeah. Credit card. So I have three aspires, one Delta Reserve and one the Amex Blue business. Brilliant Bonvoy, I think.
No, no, I have, so here’s the funny part. I got grandfathered in. I have six. Ooh. So I have the business. Oh, wow. You can’t cancel anything at this point. No. Nah. Not at all. So I have the business blue and I have the Amex Brilliant bomb boy. So the, I have five personal and did one business. And that’s the business Blue, brilliant Bonvoy Delta Reserve, and then three Aspires.
My wife, she didn’t get grandfather, so she has two aspires, the Delta and the amx. Brilliant Bonvoy. And then she has the business blue. They won’t give her the six locks of fees. Bonvoy, brilliant business Blue. Sure is a lot was bountiful bevy. They did. It’s a lot of fun. And speaking of useful websites, I like the website max f hhr.com, MAXF as in Fox, trot, H as in [00:37:00] hotel and R as in Romeo, to find the Amex Fine hotels and resorts hotels using our business platinum credits.
What are your thoughts at the beginning of the year in 2026 of using those fine hotels and resorts credits, these $300 credits on the business Platinums? I just cut off my business Platinums ’cause I, but I use the fine hotel resorts on the our personal platinums. I love it. One of the things.
And Max, max, FHRI love using that site as well. We actually used it in Vegas to extend Actually, no, no, no. I use no I did, I used my capital One. Because they extended, we stayed at the M there, so I extended that. But a lot of times what we use ours now, ’cause I, since we cut off our business platinums and we use only the personal platinums, it’s easy to use it for.
I always tell people like, if you stay, uh, one night before a flight Yep. Or if you have a layover, I use it all the time. Yeah. Cruise is nice too. Is it before a cruise? After a cruise. Before a cruise, yep. We use it. We actually, that’s what we use it for. We [00:38:00] stayed at the Conrad and, uh, no, no, no. Which one?
No, not Conrad Hilton Di Hilton, Midtown in New York City. ’cause we just, we, like you, we just went on a cruise for Christmas, new Year’s. We stayed there and went to the Rockefeller Center tree and everything. Right before the cruise, the 12 day cruise, we did just, we just got back yesterday, that cruise.
We stayed one night and we used two nights. We stayed two nights up there and we used the fine hotel resorts credit. And Max FHR helped us find those rooms, for sure. Great to use that. Especially if you already have the card. Anyhow, we tell people always maximize your benefits. A good thing too is if you, one of the things that I, a tip that I did is last year we used my credit and we didn’t get to use my wife’s, but you can book in advance.
You just have to use it before the 31st. So we booked a hotel. For one night before we move, we fly out for March. So in March we’re flying Delta and it’s gonna be outta JFK. So I [00:39:00] use my credit to book one night at a hotel near A JFK, but using the find hotel and resort credit. So it’s one of those things I tell people just think, take outside the box one night before a weekend getaway.
All sorts of things you can use with it. I went to Encore Boston Harbor to see that property. And using the MBTA, the Massachusetts Bay Transit Authority to get around Boston, meeting with some friends there. It was a nice trip. I think that was really good value and pretty close to Philadelphia JetBlue flights for 8,000 points.
I could have taken Amtrak with some good rates using the Amtrak points perhaps for me before cruises. I have three cruises to book. I haven’t booked them just yet, but I need to make a decision before the end of January. So it’s a good problem to have. We get a lot of these first world problems, lots of travel interfering with other travel, as I’ve called it.
The travel hacker’s dilemma. Which one do you choose? Yeah, I tell people it’s definitely first world problems. It goes from thinking that travel’s [00:40:00] expensive. Then you realize it’s really points these benefits. You’re using credit intelligently and responsibly. And then you find out, oh, I have all these opportunities, which one of them do I pick?
And even before we were recording. You were saying something that I was thinking about of, oh, I’ve gone to the Caribbean many times on these cruises. Could I get a different cruise route instead? Yeah. And one of the things that I would say using those cruise routes and some of the bus discount flying to one of the ones we did is we flew to London.
Then took that cruise from London. Yep. Oh yeah. I’ve done, I’m about to say I went to Italy, cruised out of Italy. Cruised out of Rotterdam. Yep. So a positioning before the cruise. Two trips and one. Yep. Going to Alaska from there. It’s a lot of fun. It’s a cool life to have, and many people don’t have this opportunity in other countries.
And surely those in the states are just passing this up. I hear all Lamentations. Oh, it sounds like so much work. Oh, I don’t know how I’d be able to do that. How do you respond to those? When people tell you things like that, you don’t know what you don’t know. And I always tell people, [00:41:00] let’s get you started small.
Don’t see people they see or lay here like us. We have 50 plus cards. They’re like, what? That’s too much. I’m like, yeah, it’s not that we have 50 cards ’cause we just wanna have 50 cards. We have 50 cards because now we’re realiz like, this is easy. I gonna travel the world. So I tell people, I’m like, I explain to people the reason why we have it when they see like we have that many because we see how easy it is.
And then I backpack it down to how they can do it with one or two cards. They don’t have to have 50. And then, you eventually once you get into the game and you see how easy it is. 50 cards becomes nothing. And you realize, and you are also understanding credit. A lot of times people think that having all these multiple cards, your credit score, which doesn’t go down a little bit, of course it does, but it doesn’t, it’s all about utilization.
And I’ll tell people it’s like, it’s not about having multiple cards that’s gonna drop your credit score because it actually increases your score when you have more credit limit. It is [00:42:00] having balances on them and not paying them off. So that’s why I always typically use the card. Yeah. Zero it before the statement close.
Exactly. Is what I’m doing on the personal cards. Exactly On this business of this sounding like too much work that they’re gonna have to put time in to get these points to manage these accounts. I often wonder about work, traditional work. Traditional work sounds like a lot of work to me, that if you were to work a traditional job and pay full cash price.
To go on these trips, how many hours of work would you have to do at work to pay for the trips versus some easier, bigger wins that we can do with signup bonuses, with benefits that would offset that? And we’re just doing this in spare time and some extra time as some people might lay down at 9:00 PM and browse Netflix, or maybe they play a mobile game, a video game, and oh maybe you can use like half an hour or so signing up for a card.
Adjusting your spend. You could do these little things to get big [00:43:00] victories, to save money and have a better experience with travel. Absolutely. Another thing is just telling people, even if they go sign up more bonus changing how you spend, instead of using debit cards or cash using the card, using, like we were talking about, the Venture X, that’s one of those cars that you don’t have to think about it because you’re not, it doesn’t have a multiplier.
It’s just two points, and everything. But if you’re spending on your Comcast, your T-Mobile, your cell phone bill, whatever you’re using, a debit or credit cash or a credit card, that gives you nothing in return. I always tell people, if you go to a supermarket and you spend, use a debit card of cash, what do you get in return?
You get the merchandise and a receipt probably zero, and then you’re paying the fee that’s being baked into the prices and getting nothing back on it in most cases. Exactly, so when you can easily get like an AMEX Gold and getting four points, it was like, look, you’re getting the receipt, [00:44:00] the merchandise, and now points that’s going to be towards free travel.
And I always tell people essentially free, was it really free? I’m like, it’s essentially free. And it’s aspect of the goal is you’re just gonna pay the tax. That’s really the goal that you wanna look at is paying the taxes or against significantly discounted rate to travel to these places. That’s why even when I get people started, I’m like, let’s go with your dream destination.
I always tell people, let’s look at your dream destination and we are gonna tackle that first, because once you see that your dream destination was easily attainable, now sky’s the limit for everywhere else you want to go. Then that’s the motivation is some player twos or partners, they, I think they think it’s really theoretical.
I don’t really understand this, and they see the trip and hopefully are more motivated. Yep, absolutely. And when I got my first signup bonus, this, I thought, oh this was pretty easy. How can I do this more? How can I generate spend in other ways? And I found some product reselling. I found other creative [00:45:00] ways to spend, so it was easy to gin up the spend and having a lot of fun in the meantime.
Meeting people like you, going to different events, meeting people at events. And there are even some. Meetings I had where I was traveling and I saw other miles and points people. Oh, how did you end up here? Have that, has that happened to you? Have you run into people in the wild unplanned? Yeah, we’ve definitely, I’ve ran a few people, I think most of my trips.
One of the things when you said it too, is, uh, not ran into, but learning new things. Like you actually, you, when I saw you, was it, I don’t know if it was at Zork Fest or did I meet, did I see you in the airport first? Ooh, maybe. So why don’t you tell me I think with the airport is when you let me, I, when you said this as thought about, I said, I remember when you told me totally forgot about the StubHub credit.
Oh yeah. Wizard of laws at the year I went to, so lemme tell you, I did throw two things. One, the StubHub credit, I was like, oh [00:46:00] damn. I forgot about that. And it’s big. You could really use it. In Vegas and you told me about the Wizard of Oz. So I was telling my wife, I was like, we’re gonna use that.
We ended, we used it, but we ended up using it for Michael Jackson won. My wife and my kids. They loved it. We went to the Michael Jackson won concert. The one CRC Cirque Sole. Cir Cirque Sole. Yeah. Cirque Sole won event. And we use our StubHub credit. Great. Nice. Loved it. There you go. An every show.
Yeah. Yeah. But I forgot about it. I was like, and just the fact that you had brought it up. I know it was during, I don’t know if it was in the airport. I think I, I feel like I saw you in the lounge or maybe that was afterward, but Dessert Fest trip and just seeing you, and that’s the thing, when you have these meetups, no one knows everything.
I always tell people that all the time, and even if you like, there’s no one’s gonna know everything and it’s always something. Because they move goalposts all the time, or it’s some new benefit that comes up. It’s just like technology changes every three to six months. You’re never gonna know everything.
So knowing, doing these meetups, [00:47:00] like the meetups that you have one on 11th, I believe is eye-opening, especially if you’re a beginner. To meet and hear other people talking about the points of miles or oh, how they got started, or, oh, hey, did you know about this credit? Yeah, I totally forgot about that credit.
Or Did you try this? Damn, I didn’t even do that before. And I’ve been doing this for years, you know what I mean? And now I’m using it. So I always tell people it’s always good to be around like-minded people. Meeting up with like-minded people. That’s even with me. That’s why I created it’s called the Tricks2 Travel Community, where we all are, it’s, again, it’s about 2000 people, but we’re all in there and we’re always.
Sharing ideals and different things that we do and the retention that we’ve done, and people just blueprint it. When you have people do it already, it’s like it’s easy blueprint. You’ve already done it. It’s easy. Just follow the direction to follow what you just did and boom, I can do it too. So it’s very simple.
It’s just you have to be willing to always tell people have, be willing to listen and learn, and you can make it happen. meetup.com/philly. Miles and points. January 11th, 2026 is the next one. And [00:48:00] did you know that you can use giant grocery points for freshly prepared Chinese food? I did not know that.
Super Hong Kong chef. America’s favorite Chinese restaurant in Willow Grove, Pennsylvania. Nice. One of my favorite points. Redemption. Even the modest things, but we must have at the end of the episode. It is inevitable. Listeners love him. Dave Ramsey. He tells you to just pay for your travel. Just use cash, use debit.
You shouldn’t do all this. You’re gonna end up in debt, you’re going to be broke. You’re just making the banks rich. The banks are evil. So should we just delete the episode? Absolutely not. And you know, with David Ramsey, I hate when millionaires try to tell you, it’s like, come on, dude. Use it like a debit card.
Heck yeah. You don’t have to make the banks rich if you pay your, if they make, they get rich off the interest rates. So if you use it like a debit card and pay it before you occurs interest. Who’s making money here? You’re winning out with the points and they’re not making money off your finance [00:49:00] charges.
Only thing they’re making money off is your annual fees, the interchange fees as well, that they’re charging these merchants many other ways, people not using benefits. So be a smart and savvy consumer rather than lamenting the system. And just because some other people may fail doesn’t mean that you have to fail as well.
You’ll absolutely. Especially when you have people you know, like us who help and give you blueprints. You won’t fail if you try to just dive in on your own and don’t ask questions, or don’t be afraid to ask questions. There is no foolish question. You know the foolish questions, the one you didn’t ask. I always tell people like, seek help don’t always is just on you.
There’s Zorkfest, Chicago Seminars and so many things that’s out there and opportunities for people learning fun. We’re going to have a lot coming in 2026. I’m sure Zork Fest said it will be back. We will look forward to that, hopefully again in Las Vegas so we can use our Chase, Amex and other benefits.
Chase dining, [00:50:00] $150 worth of food comped because why not? Thanks, chase. Very good. So one more time, how can people find you online? You could say your social channels, some links, some of your sites and spaces. Instagram and Instagram is Ronnie Dunton, and then on TikTok. YouTube is at Road Roads 100 countries and then our website can go to road hundred countries.com or both of them go to the same thing or Tricks to number two, travel.com.
Trix to number two. travel.com is, Mya is our system, the system that I created to help beginners. Good start. And can you spell your name and some of the resources so people can find that? Yep. So my name is Ronnie Dunton. R-O-N-N-I-E-D-U-N-S-T-O-N. Ronnie Dunton is my handle on Instagram. Actually, I’m pretty much anything.
You could just google me in a popup. And then road to 100 [00:51:00] countries.com. So ROAD road, the number TO number 100, and then countries.com. All right, very good. Thank you for joining me today. I appreciate it. Thank you for having me. Justin, what’s your next Stub Hub? Redemption. Oh, man, I’m thinking about that because when we go to Orlando, we may do a show when we take the kids now.
Yeah, you’ve opened my mind. I like, you know what, I always thinking about the double reminder. I was always thinking, yeah, yeah, yeah. Right. I’m thinking about in Vegas, but it’s everything. Almost every thing that you could do in stuff up, but like every event, concert, we’re gonna probably do something, maybe like a, something Disney related is what I’m thinking. If it’s on StubHub, if not the Wizard of Oz, the whole 360. I heard about it, but my kids, they saw Wicked one and two and the go, we came up on that Wizard of Oz. They, I don’t think they would be too fine.
They would get bored too easy, even though it was cool, the old 360. That’s why we didn’t end up doing it. But if it would’ve been like wicked there, oh my God, they’ve been this song [00:52:00] all over it. I, I don’t know yet. I have to look into it, but we were looking at we did Disney on Ice already, and I know they were on stuff up, but maybe we’ll do that again.
I’ll have to see. All right. It might be something to Orlando later on. Until next time then, thanks for coming on. Thank you for having me. Thanks everyone for listening and stay tuned for future episodes. For more content between shows, follow Hurdy Gurdy Travel Podcast on Facebook and x. Follow Justin Vacula on Instagram.
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