Support Me

2019 Disney trip


Support my work by becoming a donor through Patreon, SubscribeStar, or Paypal to access special rewards including the ability to have upcoming podcast guests answer your questions, custom podcast episodes, and personalized one-on-one discussions!

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Support through Cash App here.

eBay store

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Buy items from my eBay store! I add many popular, limited-stock, often difficult to find items including electronics and toys. New stock will be added on a regular basis!

Referral Links


Schedule a free 15-minute consultation with full-time business coach and YouTuber Cakeologi who can help you formally establish your business, build business credit, and get premium business credit cards. When you select from various paid services after the free consultation, I will receive credit for referring you. Listen to Cakeologi on episode twelve of my podcast.

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Build and grow your business with the help of BurstBiz Services! BurstBiz helps you grow and start businesses, expand business credit, and increase your business visibility with online listings. Use my affiliate link for a free business evaluation to get in contact with BurstBiz.

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Apply for any Chase Ink business credit card to gain massive welcome offers, utilize 0% intro APR, and enjoy ongoing value. Choose from the Chase Ink Cash, Chase Ink Unlimited, and Chase Ink Preferred cards to bolster your business. Use my referral link to, at no additional cost to you, grant me bonus points.

Apply for Chase Sapphire Preferred for its best ever 100,000 point welcome bonus and many benefits including Priority Pass lounge access, bonus earning categories, anniversary point bonuses, and much more. In September of 2021, this is one of the best offers of any credit card. Use my link to grant me a referral bonus at next extra cost to you.

Earn a bonus $250 Amazon gift card when you are approved for the Brex business card using my referral link and spend $1000! Brex cards are limited to business owners who have registered with their home states (sole proprietors without official paperwork are not eligible) such as LLCs, S-corps, or C-corps. Applying for Brex is no hard pull on your personal credit and approvals are often instant for established businesses. Transfer funds from a checking account to your Brex cards and receive rewards for spending.

Earn a bonus $75 for making just one transaction with the Capital On Tap business card after using my referral link! Capital On Tap provides business credit with no hard pull, no appearance on personal credit reports, and an unsecured line of credit. Connect a bank account for monthly auto-pay, have access to more funding, and boost the business credit of your business.

Sign up for American Express cards including cards I have including the Gold Card, Blue Business Plus, Hilton Surpass, and Business Platinum by using my referral link. Transfer American Express Membership Rewards points to airline programs to fly for next to no cost. Enjoy various perks including dining credits, lounge access, and bi-annual shopping credits. I’ll gain extra points at no cost to you if you use my link. Reach out before you apply so I can help you find a great American Express card for your situation!

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Apply for Chase cards including Chase Freedom Unlimited and Chase Freedom Flex for $200 or 20,000 point welcome offers and additional earnings on purchases with no annual fees. Use my referral link to grant me bonus points!


Earn up to 60,000 bonus points from the World of Hyatt card with Chase after spending $6000 in the first six months of account opening using my referral link. Receive a free night certificate every anniversary year and gain bonus points when spending in select categories for just a $95 annual fee. Spend a total of $15,000 in a cardmember year to receive an additional free night certificate! You can also apply for the new World of Hyatt business card using the same link to earn 75,000 bonus points and take advantage of many benefits!

Get a signup bonus of $100 after being approved for the Point debit card and spending $1000 in thirty days! Point has an introductory membership fee of $49, but offers at least 1% back on all spending and bonus points in many categories. I use Point in scenarios where I cannot use credit cards or credit card usage will incur a fee. Point codes as a 1% fee on Plastiq, for instance, so you can pay fee-free when considering the 1% rewards. I also use Point to buy discounted gift cards on Ibotta. Point is an easy $50+ win in year one.

Get a Capital One Spark card to enjoy 2% cashback or 2x miles for every dollar spent. If you’re a new Capital One business card member, I get a bonus of $300 dollars and you get a bonus of $500 or 50,000 miles when you use my referral link. Both cards have no annual fees in the first year and can be good options!


Use Plastiq, a payment processing service, to pay your bills with credit cards! Business owners who use my referral link for a business account gain $1000 in fee-free payments after spending $2500 with Plastiq. Plastiq is a great way to reach minimum spend requirements, high spend goals, and earn rewards rather than earning 0% writing checks.


Trade stocks, exchange traded funds, and options on Webull! Open a brokerage account using my referral link at no extra cost to you to get one free stock valued from $2.50 to $250. Deposit $100 in your new account to get another free stock valued between $12-$1400!

Sign up for Google’s excellent contract-free Project Fi international cell service which includes unlimited texts and calls. Enjoy pay-as-you go data for about $10/gb or an unlimited data plan for about $70. Use my referral link to give us both a $20 credit following one month of service!

Sign up for the Dosh app which gives you special deals and cashback for purchases made with a credit or debit card you link to the app. Use my referral link at no cost to you to provide me with and receive a $5 referral bonus.

Try the Cash App using my referral code and we’ll each get $5! The Cash App allows you to send money from your bank account with no added fees. Take advantage of deep discounts known as boosts which offer $1 off purchases at coffee shops, 10% off at select merchants, and much more.

I’m inviting you to join Drop, the free app that’s giving away millions in cash rewards every day! Link your credit and debit cards to shop through app portals to gain points which may be redeemed for gift cards. Use my code 3np6j to get points equivalent to a $5 gift card. Happy earning!

Use the Pei app to gain passive cashback at many merchants including Walgreens, Starbucks, CVS, and Subway on purchases with your linked credit card. Use my code — opayvd — to join. Download here:

Use my referral link to join Swagbucks. Earn points you can redeem for discounted gift cards by using their shopping portal, shopping at affiliate sites, and getting rebates on services like food delivery services. Occasionally, you can buy 2000 Swagbucks (a value of at least $20) for $20.99 or less which results in a profit when considering credit card rewards, progress towards credit card signup bonuses, and Swagbucks’ daily goals. Learn more about Swagbucks in podcast episode 18!


Deposit $100 with SoFi to gain a $25 introductory bonus and their wonderful debit card which provides ATM fee reimbursements and no foreign transaction fees when using international ATMs. Use my referral link for this $25 bonus.


Reserve a guaranteed parking space with SpotHero for your next flight, concert, or other special event. Spothero allows you to compare locations, prices, and save money though promotion codes. Use my referral link to save $7 on your first reservation and also grant me $7 at no cost to you.


Shop online through the Rakuten portal to earn bonus cashback or American Express Membership Rewards! Simply click through Rakuten to gain rebates before visiting merchants’ websites. Use my referral link to gain $10 and grant me $25 after you spend $25.


Sign up for a free Aspiration checking account to get a $25 cash bonus and $25 Do Good Dollars you can donate to various charitable causes. Using my referral link will grant me the same bonus at no cost to you.


Join — the web’s premier location for buying discounted gift cards — using my referral link to get $5 site credit after your first purchase made within 30 days of creating your account. I’ll also gain $5 at no cost to you.


Join Travel Freely for free using my referral link! Travel Freely gives you free tools to help organize your credit cards showing you approval dates, reminding you of upcoming annual fees, calculating your 5/24 status, and much more!


Sign up for the Fluz app using my referral link to gain and grant me a 35% off voucher after your first purchase atop cashback for buying various gift cards! As of July 2020, the American Express Shop Small Amex Offer will provide $5 cashback on Fluz purchases of at least $10! Fluz sells popular gift cards including Amazon, Best Buy, Wal-Mart, and Starbucks!


Sign up for the Oxygen debit card to gain cashback offers like 5% on food delivery, gas, pharmacies; $1 off food and coffee; and 7% back at retailers including Trader Joe’s and Wal-Mart. Using my referral link will grant us both $25 when you deposit $200 or more and use the card five times in the first sixty days.

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Sign up for DoorDash using my referral link to get $5 off your first three orders! Consider pickup orders to reduce fees and look forward to DoorDash promotions giving you 50% off and better on your food orders!


Build business credit with Crown Office Supplies! Apply online for a net-30 account with reports to various business credit bureaus – easy approval! Using my referral link will grant me $15 in cash at no cost to you!

Advertiser Disclosure: As mentioned above, I receive referral bonuses and incentives from credit card issuers’ referral programs & links granted by apps/websites. I also recommend many credit cards, apps, websites, and products for which I receive no referral bonuses. I aim to be upfront about when I receive bonuses for suggesting products rather than embedding links without disclosing that I receive a bonus for recommendations. Using referral links helps me continue operating this website. I only recommend products I have overall positive experiences with.