The following is a clip from a recent full-length podcast episode:
Bilt Bulletin September 2026: Obsidian to Palladium Upgrades, Authorized User Strategy, Grubhub Premium Plus, and Dave Ramsey Rebuttal Bonus Segment
Justin Vacula of the Hurdy Gurdy Travel Podcast is joined by returning co-host Darren for a September 2026 Bilt Bulletin covering new Bilt upgrade offers, authorized user strategy, referral bonuses, Grubhub Premium Plus, Bilt Cash, Point Accelerators, and year-to-date earning and redemption updates.
Justin and Darren discuss targeted Bilt Obsidian-to-Palladium upgrade offers, along with updated upgrade and downgrade terms that may affect how cardholders move between Bilt products. They also cover an enhanced referral offer showing as 10,000 Bilt points and whether it creates more value for existing cardholders.
A major strategy topic is Bilt authorized users. Justin and Darren discuss how paying the $95 authorized user fee could potentially create additional Point Accelerator opportunities, increase Bilt Cash value, and make sense for users putting significant spend on the Bilt Palladium Card.
They also cover a free one-year offer for Grubhub Premium Plus and how it can stack with Bilt’s monthly Grubhub credit for additional food delivery value. The episode includes a year-to-date Bilt check-in, with Justin and Darren sharing progress toward Bilt status, total spending, points earned, and real redemptions.
They discuss Alaska Airlines transfers, hotel credit stacking, dining credits, rent payments, Point Accelerators, and smaller recurring credits such as Lyft, Grubhub, and Walgreens.
The episode ends with a bonus segment responding to George Kamel and the Dave Ramsey Show after Kamel said, “if you wouldn’t buy it at full price, don’t buy it on sale.” Justin uses real discount examples to argue that buying something on sale can make perfect financial sense. Justin and Darren also react to comments debating the advice and Justin’s original Facebook response that got 65k views.
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